Debt Placement

Business owners usually have several options when financing a business and some options will be better than others. Loans are an excellent solution when you have cash flow to support them, but not good when cash is tight. Loans rely on tax deductible interest payments, and are almost always a cheaper cost of capital than equity. They can also be self-liquidating either through regular payments of principal and interest or by applying cash collections to the loan balance. Loans are not a good solution when cash is so tight that you have trouble making the payments. They’re also not good when your leverage is so high that all your capital is being used to pay the loans instead of operating the company.

Alpha Omega helps business owners identify and locate the best loans for their businesses. We maintain regular contact with a very large network of lenders of all kinds, and stay abreast of current trends in interest rates, fees, loan structures, and loan appetite. Because we work closely with many lenders and one of our partners used to be a lender, we know which lenders are good ones, which ones are offering competitive rates and terms, and which ones are most appropriate for a particular company.